Privacy Notice

In accordance with federal regulations, we are giving you this Privacy Notice to tell you how we may use non-public personal information ("Private Information") about you and your account. The kinds of Private Information we collect about you or your account are described below. This Privacy Notice applies whether you are our current or former customer. This Privacy Notice is provided to you as required by federal laws and regulations applicable to our business. This Privacy Notice does not amend or alter our obligations under any applicable state or local laws, regulations or ordinances.

Collection and Use of Private Information


We may collect the following kinds of Private Information about you from the following sources:

Information you provide on applications, forms, or other correspondence, such as your name, address, social security number and income

Information about your transactions with us or others, such as your account balance and payment history

Information we receive from consumer reporting agencies, credit references, employers, insurance companies, and insurance agencies, such as your credit history and creditworthiness, and information that we obtain to verify employment history or that insurance coverage is in force.

Disclosure of Private Information


We may disclose Private Information (described above) under the following circumstances:

To Marketing Service Providers and Joint Marketing Partners. We may disclose all Private Information to companies that perform marketing services for us or to other financial institutions with which we have joint marketing agreements.

With Non-Affiliated Third Parties. We may disclose all Private Information about you with non-affiliated third parties as permitted by law.

Protection of Information


We restrict access to your Private Information to our employees and third parties who need to know that information in order to service your account. Additionally, we maintain physical, electronic, and procedural safeguards to protect your Private Information in a manner consistant with industry standards for similiar companies. We will review our safeguards from time to time, and strive to maintain them in a manner consistent with federal regulations that may be in effect from time to time.

May 2005

Copyright © 2005 Saturn of Hurst, Arlington and Fort Worth. All rights reserved.
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